Hilton Head Information

Hilton Head Island Foreclosures and Short Sales

HIlton Head Information
Hilton Head Island Real Estate Foreclosures Information

Who Are These Islanders?

The people who have chosen to live on Hilton Head Island hail from points across the country and around the world. Hilton Head is home to 34,000 full time residents and is substantial enough to support all the services of a small city: excellent schools, a fine hospital with many specialists in the area, town government, state of the art fire, rescue and police as well as a wide variety of churches, financial institutions, shopping areas, restaurants and businesses. Hilton Head is a community of all ages and interests. With an average age of 46 years old, the typical islander is as likely to be a career oriented professional as he/she is an empty nester retiree. Early retirees account for 28% of the population and enjoy active lives of golfing, tennis, beach walks, biking and much more. Young professionals have discovered the area to be unequaled to any other of its size to work and rear families. People between the ages of 20 and 64 make up 60% of the population. With access to nature, wildlife, sports and fine private and public schools, children thrive on Hilton Head Island.

Hilton Head also plays host to about 2.5 million visitors each year and there are about 75,000 additional people on the island at any given time during the summer months. However, visitors and residents coexist extremely well: Hilton Head’s reputation for tasteful tranquility precedes it, and commercial congestion is not allowed to disrupt the island community.

What unifies us islanders? It’s the abiding love and respect for the nature that surrounds us and a desire to preserve the Island’s special way of life. They say there is always a trade involved when making any move. In the case of Hilton Head Island, it means a move to fresh air, tree lined boulevards, open green space, a soothing, subtropical climate, unlimited golf, tennis and boating activities and of course the wide warm beaches of the Atlantic. You will soon find that Hilton Head is an incredible place to live.

Island Statistics
              Hilton Head Island is a boot shaped barrier island, the largest off of the Atlantic coast between Long Island and the Bahamas. It lies on the Southeastern tip of South Carolina and is 30 miles North of Savannah, Georgia and 90 miles south of Charleston, South Carolina.

             Hilton Head Island is roughly 42 square miles. That’s approximately 30,000 acres of which 28,000 are dry land and 2,000 acres are marsh lands. The island is 12 miles long and 7 miles wide at its widest point with an average width of 5 miles. The physical features of the island are a product of a sub-tropical environment. The Gulf Stream pushes its warm waters into our area extending the length of our spring and fall seasons with the warm air coming off of the ocean making this a unique place at this latitude. Broad sandy beaches created by a 7.5 foot tides rim the sea side and create fertile sea marshes for miles and miles. Palm Trees and Spanish moss decorate the live oaks and pine forest with tropical accents along winding ribbons of fresh and salt water lagoons.

             The Hilton Head Island area consists of over 260 tennis courts, 24 golf courses on the island with another 15 within a 10 mile radius, 6 public and 3 private marinas, over 135 restaurants and more shops than we can count!
Demographics:
(Census 2005)

Total Population

38,862

Male

18,947

Female

18,915

Median Age (years)

46.0

Under 5 years of age

1,502

18 years and over

28,004

65 years and over

8,150

All Races

38,862

White

30,893

Black or African American

2,797

American Indian

49

Asian

187

Some Other Race

3,526

Two or more races

410

Source: US Census Bureau, Summary File 1 and 3

Hilton Head Island Weather

Used to be, Hilton Head Island “slept” during the winter months. Few visitors took advantage of the still-temperate months of December, January, February and March., leaving the island quiet and even more peaceful than other times of the year. Stores and restaurants would shutter their doors for six weeks at a time; it was the owners’ turn to take a vacation. Today, more and more visitors have discovered the joy of Hilton Head in the winter months.

Despite the relative temperance of the Low country’s climate, we still enjoy four distinct seasons…unlike the northern climates, however, our extremes are not severe. Each of the Island’s seasons brings its own distinguished personality into play, giving visitors an ever-changing potpourri of activities from which to choose and new things to admire.

Spring, for example, is a riot of color on Hilton Head: beautiful pink, white and coral azaleas burst their blooms right in synch with the more delicate dogwoods. Temperatures warm enough to give perky daffodils and tender tulips their vivid hues; they beckon islanders and visitors alike back outdoors and activity explodes as vibrant as the colors of the blossoms. The thump of golf and tennis balls become a regular sound again.

The Memorial Day weekend heralds the unofficial opening of the summer season with its bright, hot days and relieving evening breezes. While golf, tennis and beach going are the main attractions for island activities, many take advantage of the abundant account of water sporting activities including: kayaking, canoeing, dolphin watching, deep sea fishing, taking jet skis out for a spin as well as a relaxing cruise on your very own private catamaran tour. Hilton Head truly offers a wide variety of exciting activities for both the young and old.

Fall, of course, brings with it cooler temperatures. It’s then that visitor profiles include fewer families, but more couples and convention visitors. Indeed, these are the folks who often get the island’s best season, for the hot days of summer have gone and warm sunny days and cool nights have returned permitting fall’s colors to paint a colorful backdrop for the lush greens which also still permeate island foliage.

And then, there’s winter….and yes, there is a winter on Hilton Head Island. December, January and February tend to be our coldest months, and though seldom brutal, we do get short bursts of cold weather. This is the time of the year when there are the fewest visitors on the island. But, this time of year has grown to be more popular for the part time retiree who comes down from the frigid upper North to spend 3 to 4 months relaxing in our very moderate winter temperatures.

Great weather is just one of the reasons many people decide to make Hilton Head Island their home….and they are never disappointed.

Month	Avg Day Temp	Avg Night Temp	Avg Ocean Temp	Avg Rain Inches
January	59	38	52	3.1
February	61	42	54	3.5
March	67	46	59	4.2
April	76	55	67	2.7
May	82	62	75	4.2
June	86	68	82	5.3
July	89	71	84	7.0
August	89	71	84	6.9
September	84	67	80	5.3
October	77	57	73	2.8
November	69	47	63	2.0
December	61	39	54	2.4

Average	75	55	69	4.1

Source: National Oceanic and Atmospheric Administration, National Climate Center Asheville NC

An Attorney’s Role In Real Estate Transactions
On Hilton Head Island
On Hilton Head Island, and all of South Carolina, many elements are involved in a real estate transaction. The primary functions of the closing attorney and the reason why a local attorney is better suited to perform these functions efficiently for a purchaser are as follows:

Review the Purchase Agreement. Only an attorney licensed in this state is authorized to determine whether the contract complies with South Carolina law. And only a local attorney is familiar with the provisions which are typically included in a contract for the purchase of property on Hilton Head Island.

Obtain a Title Examination. Only an attorney in this state is legally authorized to issue a legal opinion regarding the acceptability of a title examination and to determine whether the title is marketable as required by the purchase agreement.

Determine the Amount and Status of the Liens Affecting the Property and Other Closing Expenses. An experienced local attorney will know who to contact to determine the amount and status of the various liens affecting the property, such as any loans on the property, an annual property owners association, regime fees, insurance and utility charges. An experienced attorney will also have knowledge of all other necessary fees associated with your real estate transaction such as recording fees, transfer fees and others and will make sure all parties are paid accordingly.

Review Termite Inspection and Home Inspection Reports. A local attorney will be familiar with the matters frequently appearing in termite and home inspection reports, he will know whether such matters are serious, and will know how to resolve any matters requiring repairs or treatment, most of which is resolved through negotiations with the seller’s attorney.

Documents and Closing. An attorney will usually be responsible for the preparation and or examination of all of the documents necessary to complete the transaction. Such documents include the deed, closing statement and other related papers. The final settlement or closing of the transaction will be conducted by your attorney. At the closing, the parties and their attorneys will assemble at a place and time most convenient to everyone (note: most transactions on Hilton Head are conducted via mail so that you are not required to make a special trip to the island just for the closing). The closing documents will be explained, executed and financial matters will be reviewed and approved by all parties involved.

All of this work is done in conjunction with the Purchaser, Seller, Lender, Inspectors, Appraisers and your Realtor. As your Realtor, I have the knowledge of experienced attorneys for whom I would be happy to supply you a list from which you may choose the one of your liking.

The following is a list of items in which you may expect to find on your closing statement from your attorney regarding fees associated with acquiring property on Hilton Head Island. The items listed may not be all items necessary for your particular transaction and all figures are estimates and will vary based on each transaction.

Lender Fees:

Ø Loan Origination Fee: 0% to 2% of Loan Amount

Ø Appraisal Fee $300 to $600

Ø Credit Report $25 to $75

Ø Tax Service $75 to $100

Ø Processing Fee $125 to $250

Ø Underwriting Fee $150 to $300

Ø Courier Fee $50 to $100

Ø Closing Preparation Fee $150 to $300

Ø Flood Certification Fee $25

Interim Interest:

If your closing is scheduled for any day other than the first day of the month, your lender will charge interim interest from the date of closing through the end of the month. You first mortgage payment will not be due until the beginning of the month following the month of closing.

Tax and Insurance Escrows:

Hazard and Flood Insurance – One (1) year premiums plus three (3) months “reserve” and 1/12 of the annual cost with each mortgage payment.

Taxes – Three (3) months “reserve” plus 1/12 of the annual cost with each mortgage payment.

Title Charges:

                            Ø Abstract or Title Search                      $185 plus copies
       Ø Title Update After Recording                        $85
       Ø Title Insurance Binder                                    $75
       Ø Title Insurance                                    $3.30 per $1,000 of Ins.

Attorney Fees: Ø Lot $400 to $700

Ø House, Condo or Townhouse $500 to $800+

Ø Refinance $450 to $650

Ø Home Equity Line $350 to $550

Ø Power of Attorney Closing $50

Ø Document Preparation $100 to $300

Note: The fees quoted are for a routine real estate transaction closing without encountering time-consuming problems or other matters. In such cases where problems arise and require additional time, these fees may increase accordingly.

Recording and Transfer Fees:

                                 Ø Deed                                                   $10
        Ø Mortgage                                             $25+
        Ø Hilton Head Island Transfer Fee        ¼ of 1% of the Purchase Price
        Ø Plantation Transfer Fee*                     ¼ to ½ of 1% of Purchase Price

*some plantations charge a separate transfer fee in addition to the Hilton Head Island Transfer fee. Most of these fees are directly credited to capital improvement funds, not operating budgets.

Additional Settlement Charges (if applicable):

                                Ø Survey                                                 $450 to $750
        Ø Home Inspection Fee                          $300 to $700
        Ø Re-Inspection Fee                               $150

Moving to South Carolina

Tax Guide for New Residents

South Carolina Department of Revenue

If you are considering a move to South Carolina or have been a resident here for years, you may have many questions about the tax structure in your state. This handout explains the major state and local taxes, such as income, property and sales taxes, and a few other taxes with which you should be aware. For more specific information, call or visit one of the South Carolina Department of Revenue offices listed in this publication.

Income Tax

South Carolina has a simplified income tax structure which follows the federal income tax laws. South Carolina accepts the adjustments, exemptions and deductions allowed on your federal return with few modifications. Your federal taxable income is the starting point in determining your state income tax liability.

Deductions

There is no intangibles tax in South Carolina.

You do not pay a capital gains tax in this state on property sold in another state. Federal rules governing the exclusion of capital gains realized on the sale of a personal residence also apply in South Carolina.

A deduction is allowed for net capital gains held for two years or longer. The deduction is 44%, making the effective tax rate 3.9% as compared to the top rate of 7% on all other income.

Beginning with the first year you receive retirement income and until you turn 65, you may take an annual deduction of up to $3,000 from retirement income. The retirement deduction increases to $10,000 at age 65. You may take this deduction for income received from any qualified retirement plan, such as IRAs, government pension plans, Keough plans and private sector pensions. If both spouses receive retirement income, each spouse is entitled to an individual deduction. At age 65, all residents are eligible for a deduction of up to $15,000 from income, regardless of the source. This deduction must be offset by any deduction claimed for retirement income.

Income received from National Guard or armed forces reserve pay for the annual training period and weekend drill is exempt from tax.

Disability income for a permanent and total disability is deductible.

Social Security benefits are not taxed in South Carolina.

A deduction is allowed for each child under the age of 6. The deduction is 100% of the federal personal exemption, which is adjusted each year for inflation.

A deduction is allowed for the care of a special needs child.

Interest you receive from federal obligations is deductible.

Credits

Income tax credits which may lower your South Carolina tax liability are:

A tuition tax credit allows students or parents to take a 25% credit of tuition paid to South Carolina public and private colleges. The maximum credit is $850 per year for four-year schools and $350 per year for two-year schools. The person who pays the tuition may take the credit.

A two-wage earner credit allows married couples to take a maximum credit of $210 if both spouses work.

You are allowed a maximum credit of $300 for payments made for nursing home care or intermediate nursing care provided in the home for yourself or another individual.

A credit is allowed for income taxes paid to another state on income which is taxable in both states.

A child and dependent care credit allows you to claim 7% of your federal allowable expenses for the care of a child or elderly person.

Additions to Income

Certain items of income must be added back to your federal taxable income for South Carolina purposes.

Any out-of-state losses and interest income from obligations other than those in South Carolina, if these items were subtracted on your federal return, must be added back to your taxable income on the state return.

The deduction on your federal return for state income tax paid must be added back to your taxable income on your state income tax return, but it is offset by your state refund amount if you claimed it as income on your federal return.

Tax Rates

The individual income tax rates graduate from 2.5% on taxable income up to $2,340 to a top rate of 7% on taxable income exceeding $11,700 for 1999. To offset the effects of inflation, individual income tax brackets are adjusted annually.

Part-Year Residents

If you moved into South Carolina during the year, you are a part-year resident. As a part-year resident, you may consider yourself a full-year resident or a nonresident. If you choose to be a full-year resident, you claim all your income as though you were a resident for the entire year and take a credit for taxes you paid in another state. If you choose to be a nonresident, report only the income you earned in South Carolina. Your deductions and exemptions will be prorated by the same percentage as your South Carolina income compares to your total income. You may choose the method which benefits you best. You may need to complete the return both ways to determine this.

Estimated Tax

Estimated tax is the method you use to pay tax on income that is not subject to withholding. This includes income from self-employment, interest, dividends, alimony, rent, capital gains and prizes. You also may have to pay estimated tax if enough tax is not being withheld from your salary, pension or other income. Estimated tax is paid in quarterly installments on April 15, June 15, September 15 and January 15.

Filing Returns

You are required to file a South Carolina income tax return if you are required to file a federal return or if you have South Carolina tax withheld from your wages. Individual income tax returns are due April 15 of each year.

You may file your South Carolina tax return in several ways: (1) electronic filing; (2) Telefile, using your telephone; (3) on-line filing over the Internet; and (4) traditional paper returns.

Property Tax

Counties, cities and school districts are authorized to impose ad valorem taxes on real and personal property. The local government assesses and collects the property tax under the direction and assistance of the Department of Revenue. Property tax dollars support public schools and the services local governments provide.

Residential Property

The market value of a legal residence and up to five acres of surrounding land is assessed at 4%. The millage rate of the local government is then applied to the assessed value resulting in the tax liability. The millage rate is set by local governments and varies widely throughout the state.

The first $100,000 in fair market value of a primary residence is exempt from school operating costs.

Some examples of how this property tax relief benefits taxpayers: Based most recent property tax rates, a $100,000 home in the city of Greenville would be taxed at $1,186. With the exemption, the homeowner would see a savings of $581, for a lower tax bill of $605. In the city of Columbia, without property tax relief, the tax on a $100,000 home would be $1,418. After tax relief, the property tax is reduced to $867, a savings of $551. The property tax relief will vary among school districts depending upon the millage for school operating costs.

If you have established one-year residency and you are 65 or older, you are eligible for a homestead exemption of $20,000. For the same home in the city of Columbia calculated previously, the homestead exemption would offer an additional savings of $173, for a total tax of $694 on a $100,000 home.

The assessment ratio on a second home or vacation home is 6%. The property tax relief does not apply to a second home.

To find out more about the tax on real estate, call the assessor in the county where you live or plan to relocate.

Vehicle Property Taxes

Personal property tax is collected annually on cars, trucks, motorcycles, recreational vehicles, boats and airplanes, based on their fair market value. If you own a $10,000 car, based on the average millage rate, your personal property tax would be $268.

For information about personal property tax on motor vehicles, call the auditor=s office in the county where you plan to live.

Sales and Use Tax

South Carolina=s sales and use tax rate is 5%. In certain counties, a local option sales and use tax of 1% is imposed in addition to the 5% state rate. Counties and cities also may impose local sales taxes for road improvements, capital projects, schools and other purposes. Most local taxes require voter approval.

Prescriptions, dental prosthetics and hearing aids are exempt from the sales tax. Those over 85 years of age are exempt from 1% of the sales tax.

A maximum sales tax of $300 is imposed on the purchase of motor vehicles, including recreational vehicles, boats, motorcycles and airplanes.

The Department of Revenue strongly enforces the use tax on purchases made out-of-state when no sales tax has been paid. If you purchase goods from mail-order catalogs, television shopping networks or other out-of-state businesses and did not pay sales tax, you must report and pay 5% use tax (plus any local taxes, if applicable) in South Carolina. All 45 states which have a sales tax also have and enforce the use tax in much the same way.

Motor Fuel Tax

Each gallon of gasoline and diesel fuel purchased in South Carolina is taxed at 16 cents. This tax is included in the price per gallon of gasoline at the pump.

Vehicle Registration

You have 45 days after moving to South Carolina to register your vehicle in this state. If you live in this state only part of the year and consider another state your home residence, you are still required to register your car in this state if you will be living in South Carolina for 180 days or more. The title fee is $5 and the registration fee is $24 every two years for a passenger vehicle. Persons 65 or older pay a reduced registration fee of $20 every two years. The fee is $22 every two years for 64-year-olds. Contact the nearest office of the Division of Motor Vehicles of the Department of Public Safety.

Driver=s License

If you move to South Carolina, your driver=s license from your former state is valid in South Carolina for 90 days. Before the 90-day period expires, new residents should visit one of the Division of Motor Vehicles branch offices to obtain a South Carolina driver=s license.

A driver=s license is $12.50 and is renewable every five years on your birthday. A beginner=s permit may be obtained at age 15. Applicants must pass a vision test and a written test on driving skills. The fee is $2 for the written test. The beginner=s permit is $2.50 and is good for one year.

Estate Tax

South Carolina follows federal rules regarding the taxation of estates. The tax due is the amount claimed as a state credit on the federal estate return. An estate left to the deceased person=s spouse is not subject to tax.

Information

Internet

Visit us on the Internet for information on all major South Carolina taxes, policy rulings and other helpful tax information. Our address is:

www.sctax.org

The Communities of Hilton Head Island and Bluffton

Hilton Head Communities

Sea Pines
Sea Pines was the first gated community developed on Hilton Head Island. It is located at the south end of the island and has the longest stretch of beach of any oceanfront community. There is much to do in Sea Pines with four 18 hole championship golf courses - including the famed Harbour Town Golf Links where the The Heritage of Golf is held each year, a multitude of tennis courts, two full service marinas, retail shops & restaurants, bike trails, and miles of pristine sandy beaches.

Shipyard
Shipyard Plantation is located on the south end of the island and is one of only four gated communities offering direct ocean access. Shipyard literally has a bevy of activities with three 9 hole golf courses, The Shipyard Racquet Club (Van Der Meer), The Holiday Inn Crowne Plaza, and an amazing array of bike trails. It is also a known fact that Shipyard has the best alligator sightings on Hilton Head!

Palmetto Dunes
These communities are located in the mid-southern portion of the island. All of these communities enjoy the amenities of Palmetto Dunes which includes three 18 hole championship golf courses, a superb tennis facility, wonderful beaches, a full service marina, the Marriott & Hilton Hotels, and an 11 mile network of lagoons that can be navigated via kayak or canoe. Palmetto Dunes caters to both island residents as well as visitors and has a wide array of property types.

Wexford
Wexford is a premier golf, tennis, & boating community located on the island's south end. This community offers the best in upscale design and attention to detail. A protected waterway runs throughout the community and access to Broad Creek occurs via a Locke system. Wexford offers an 18 hole golf course and an array of tennis courts.

Long Cove
Long Cove is a premier private golf & tennis community located on the south end of the island. It is strictly a private, residential community with no short term rentals allowed. Long Cove has one of the island's top rated golf courses under the direction of architect Pete Dye and a top notch tennis program as well. The community also has its own marina facility for its property owners to harbor their boats and watercraft.

Spanish Wells
Spanish Wells is a wonderful community located mid-island, bordered by the Calibogue Sound and Broad Creek. It features a private 9 hole golf course as well as a great tennis facility. The community is primarily residential with many property owners living there on a full time basis.

Indigo Run
Indigo Run is a premier residential community located mid-island. It features an 18 hole semi-private Nicklaus design golf course as well as an 18 hole private Nicklaus Signature golf course. The community itself has a wonderful swimming and tennis facility. Indigo Run contains four private communities within its confines. The Golden Bear community is the main portion of the plantation and has homes surrounding the semi-private golf course.

Port Royal
Port Royal is a gated oceanfront community in a mid-island location. The plantation features three 18 hole golf courses, an excellent tennis facility, an oceanfront club facility with swimming pool, and a series of historic landmarks. Port Royal is also home to The Westin Resort Hotel which offers first rate lodging, restaurants, and conference facilities.

Palmetto Hall
Palmetto Hall is conveniently located mid-island close to the island's business center and schools. It is a residential community and features two 18 hole golf courses, a swimming & tennis facility, and a magnificent clubhouse.

Hilton Head Plantation
Hilton Head Plantation is the largest residential community on Hilton Head and enjoys a mid-island location. Some say that it is the "pulse" of Hilton Head as many island residents both working and retired make their homes here. Hilton Head Plantation has so much to offer with the Spring Lake Recreation area (swimming & tennis), four 18 hole golf courses (private & public), Dolphin Head waterfront walking park, a full service marina, and great restaurants.

Windmill Harbour
Windmill Harbour is the first plantation that you reach coming across the main bridge onto Hilton Head Island. It is home to The South Carolina Yacht Club (SCYC) and is largely a boating community. The marina itself is one of the best protected ports on the island and is operated via locke system. While the SCYC implies boating by name, it also features one of the best dining and clubhouse facilities on Hilton Head. They also have a phenomenal swimming and tennis facility which overlooks the marina.

Bluffton Communities

Moss Creek
This 1,068-acre community truly presents the best in Island living. Exceptional convenience to any one of Hilton Head Islands four major shopping centers and numerous restaurants. Tennis, cycling, fishing, sailing & power boating, and walking are available. Moss Creek features one of Tom Fazio's championship golf courses.

The Crescent
The Crescent offers fairway homes on the only Arnold Palmer designed course in the Hilton Head area. Adjacent to the clubhouse is the Swim, Tennis and Fitness Center which features a large swimming pool, wide sundeck, covered outdoor dining and cookout area, tennis courts and an indoor fitness center.

Colleton River
This elegant, 1,500 acre community offers 2 top ranked golf courses and wonderful views of the beautiful Colleton River. Residents enjoy acclaimed golf courses by Pete Dye and Jack Nicklaus, a Stan Smith designed tennis facility and fitness center, and a wonderful Charleston-style clubhouse.

Belfair
This 1,100 acre private community is located on the scenic marshes of Colleton River. Residents enjoy a tennis club, playground, basketball court, picnic grounds, a grand clubhouse and a 29-acre state of the art golf practice facility.

Rose Hill
This private residential community is a short drive from Hilton Head Island. Comprised of 1,700 single-family homes on 2,100 equestrian and golf-oriented acres. It is divided into two distinct areas, the equestrian estate side, and the country club side. Rose Hill also features 27 holes of championship golf, with a gracious low country club house and is adjacent to the pristine Colleton River.

Eagle's Pointe
A golf course designed by Davis Love III highlights the community and the clubhouse features a pro-shop, restaurant and a social/meeting room. The swimming pool complex includes a Junior Olympic pool, covered picnic area, fireplace, changing rooms and adjacent tennis courts.

Berkeley Hall
Berkeley Hall is an 860 acre, private golf club community approximately 7 miles west of Hilton Head Island. 2 Tom Fazio golf courses are featured here. Amenities include a health and fitness center with exercise equipment and personal trainers, indoor and outdoor pools and tennis courts.

Riverbend
A gated community with some of most beautiful marsh and riverfront lots in Low Country, this active adult community has access to all Sun City amenities. Two 18-hole golf courses, a driving range, putting green and clubhouse. There are many activities centered in 45-acre Sun City Community Recreation Campus and Town Square, including indoor and outdoor swimming pools, exercise rooms, fitness trails with exercise stations, tennis and bocce centers, croquet, arts and craft center, social hall where 68 clubs meet.

Sun City
Del Webb`s first active adult community east of the Mississippi opened in 1995. While Sun City Hilton Head is actually 13 miles from the resort island it was named for, the 5,000 acre community for those over 55, has enough attractions of its own to create a stir. At the heart of Sun City is a community recreation campus featuring a theater, social center, arts and crafts facility plus billiard and computer rooms. A state-of the-art fitness center, indoor and outdoor tennis courts, bocce courts, indoor and outdoor swimming pools, bowling center and recreation park with cookout facilities contribute to the active Sun City lifestyle.

Hampton Hall

Hampton Hall was developed in 2003 by John Reed as an affordable luxury golf community that lends itself more to the non golfer as well. It covers over 1200 acres and has a mix of single family homes as well as carriage homes. Hampton Hall has an 18 hole Jack Nicholas designed golf course, an indoor as well as outdoor pool, fitness facilities as well as a health and nutritional center.

Hampton Lake

Hampton Lake is a concept modeled after the famous Palmetto Dunes Resort on Hilton Head Island. Hampton Lake is a 9 mile long inter connected fresh water lagoon system that lets owners traverse the waters via canoe or electric boat. It is a one of its kind for the area and is set to open in the Spring of 2007. Hampton Lake will have its own waterfront dining facility, a kids wading pool, an adult relaxation pool, a camping area for owners and much more. Owners can join the Hampton Hall golf course located just next door should they choose to have a golf option.

Rose Dhu Creek
The word has spread about the exquisite joys of the Low Country, which is news both good and bad. People here are the most hospitable folk, and visitors are welcomed with sweet tea and smiles. Still, so many have come, then stayed, that in some places things have become crowded. Simpler times and gentler manners have given way to a faster, not so kind pace. While there is still much to delight in, it is harder to find. It may still be found at Rose Dhu Creek Plantation. More than 260 acres of some of the most pristine Low Country environment to be had is now being carefully opened to selected neighbors seeking home sites one acre or larger. If you are searching for the Low Country, you can find it here.

Daufuskie Island
Daufuskie Island is the southernmost barrier island in South Carolina, and is located between Hilton Head, South Carolina and Savannah, Georgia. The Island can be accessed only by luxury passenger ferry from Hilton Head or by private boat. Daufuskie is home to about 200 permanent residents. The Island has a rich history, most recently as the site of Pat Conroy's teaching experiences that were the basis of his first novel The Water is Wide and the motion picture Conrack. Daufuskie has a private residential community called Haig Point as well as 2 public resort destinations and housing communities called Melrose and Bloody Point.

Contact Numbers to Help Make Your

Transition a Smooth One…

Electricity - Palmetto Electric Cooperative Inc. 843-681-5551

Telephone - Hargray Telephone Co. 800-726-1266

Water and Sewer Services – Beaufort Jasper Water & Sewer 843-987-9292

Cable Services – Adelphia Cable Communications 843-785-5175
Hargray CA TV Co - 800-726-1266

Trash and Recycling - Drop Off Sites are located at
Pembroke Drive
, Dunnagan's Alley and off
Dillon Road
near the Airport

Emergency Services – Police - 843-689-4300
Fire - 843-757-2800
Coast Guard - 912-652-4646
Hilton Head Medical - 843-681-6122

Vehicle Registration - SC Dept of Public Safety 800-422-1368

SC Dept of Motor Vehicles - 815-6981

Palmetto Pass – The Palmetto Pass is a reduced Toll Fee for the Cross Island Expressway. If you would like to inquire about this please call - 843-342-6718

Post Offices - Hilton Head Island 800-275-8777

Local Government – Beaufort County Council 843-470-2591
Town of Hilton Head Island 843-341-4600

Voter Registration 843-525-7100

Local Newspaper The Island Packet - this publication has a wealth of information such as town council meetings, area schools, places of worship and more. Their website is www.islandpacket.com

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Foreclosure Condos            Foreclosure Homes            True Market Buys            Area Information
                                                            Bluffton Foreclosures

Total Population	38,862
Male	18,947
Female	18,915
Median Age (years)	46.0
Under 5 years of age	1,502
18 years and over	28,004
65 years and over	8,150

All Races	38,862
White	30,893
Black or African American	2,797
American Indian	49
Asian	187
Some Other Race	3,526
Two or more races	410